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Auto Insurance

July 18, 2025
Agency

Do I Need Specialized Insurance for a Collector Vehicle?

Owning a collector, antique or classic vehicle can represent a significant investment with potentially expensive financial risks. These automobiles and their parts can be costly, while still often bearing many of the same liability concerns as everyday cars and trucks. Furthermore, collector vehicles may carry sentimental value, meaning that you might be in particular need […]
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January 30, 2025
Agency

How Does Insurance for a Collector Vehicle Differ From Standard Insurance?

Unlike standard vehicles, collector cars often require specialized coverage to protect their value and ensure they are adequately insured. Valuation and Coverage Limits One of the primary differences between insurance for collector vehicles and standard auto insurance is how the vehicle’s value is determined. Standard auto insurance policies typically use actual cash value (ACV) to […]
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