April 20, 2025
AgencyWhat Are the Different Types of Bonds?
Businesses may require extensive loss control measures to account for potential accidents, errors or other situations in which something’s gone wrong. Bonds can play a particularly essential role in these preparations, but understanding them can be a complicated and even confusing venture. At Herman Bell Insurance Agency, our team has the knowledge and experience to […]
February 26, 2025
AgencyRental Car Reimbursement: Is It a Necessary Add-On?
Rental car reimbursement coverage can be a valuable addition to your policy, but is it truly necessary? Understanding what rental car reimbursement entails and how it can benefit you can help you make an informed decision. What Is Rental Car Reimbursement? Rental car reimbursement is an optional coverage that provides financial protection for renting a […]
January 30, 2025
AgencyHow Does Insurance for a Collector Vehicle Differ From Standard Insurance?
Unlike standard vehicles, collector cars often require specialized coverage to protect their value and ensure they are adequately insured. Valuation and Coverage Limits One of the primary differences between insurance for collector vehicles and standard auto insurance is how the vehicle’s value is determined. Standard auto insurance policies typically use actual cash value (ACV) to […]
October 26, 2024
hbadminHow to Review and Update Your Home Insurance Policy Annually
Homeowners insurance is critical to safeguard your property financially. However, simply purchasing a policy and forgetting about it isn’t enough. Reviewing and updating your home insurance policy annually is essential to ensure you have ample coverage. Why You Should Update Your Policy Market fluctuations and renovations can alter your home’s value, while new purchases like […]
September 23, 2024
AgencyComprehensive vs. Collision Coverage: What’s the Difference?
Dealing with auto insurance can be challenging, but it’s essential to understand the differences between comprehensive and collision coverage to make wise choices. Both types of coverage can be helpful to drivers, especially after accidents or other unforeseen mishaps. What Are Comprehensive and Collision Coverage? Comprehensive and collision coverage are two types of auto […]
January 19, 2024
AgencyWhy You Should Work With an Independent Insurance Agency
Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]